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Kristalina Georgieva

in women and young people and in education and skills programs that will open opportunities and boost productivity. I call these “policies for people.” Empower women The crisis has been exceptionally difficult for women: their jobs are more concentrated in hard-hit or risky sectors, and experience shows that girls in developing economies are less likely to return to school after a pandemic. Women are also more likely to work in the informal economy, so government support may not reach them. And during this crisis, women are doing 15 more hours a week of

Hervé Tourpe

digital threats, such as fraud and misuse of data. In the next two years, this new generation of high-speed internet satellites has the potential to transform the lives of billions of people. International organizations, development banks, and governments can seize this new opportunity. But regulation, digital skills programs, and changes in mindset will be necessary. Digital identity And then there is digital identity technology. Even before the pandemic accelerated the transition to a more connected world, digital identity was seen as one of the most

International Monetary Fund. European Dept.

workers . This policy is simulated by increasing the ability of older workers, such that the idiosyncratic component u i of worker ability increases to u t ′ = u i 1.3 . This policy is most directly related to re-skilling programs, such as those organized by ADEM, or on-the-job training programs that help workers acquire new skills. However, the policy could also be thought of as programs that may have longer-term effects on the ability distribution of older workers. For example, lifelong learning programs, including extending existing efforts by the professional

International Monetary Fund. European Dept.

well, but risks related to the Ukraine war warrant cautious monitoring of asset quality and enhanced supervision. To address financial sector risks from residential real estate prices, we welcome the plan to make binding the borrower-based measures, but more should be done if the overvaluation pressures persist. Additional capital-based macroprudential measures, such as a sectoral systemic risk buffer calibrated to real-estate exposure, should be considered if vulnerabilities persist. Measures to reduce labor market mismatch and promote employment, such as re-skilling

Harold B. Dunkerley

projects in which the agencies are relatively poorly equipped to participate, as opposed to the traditional and still highly important, fields of investment for which these organizations are particularly suited by experience, constitution, and skills. Programs for small, low-capital, individual projects dealing with a multiplicity of small clients inevitably involve a wide variety of ill-understood problems of implementation, of costly new forms of technical assistance, training and management, and a variety of supportive services. Not only is it difficult to find the