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Thorsten Beck, Mathilde Janfils, and Mr. Kangni R Kpodar

Peria (2008) document high but also varying costs of accessing financial services across developing countries. Information asymmetries and limited competition have been at the core of explaining continuously high costs. The recent entry of new players such as fintech companies might have increased competition, while digitalization might have reduced information asymmetries more generally in the financial sector. While these trends might have helped reduce financial service costs, the question is whether they have also helped reduce costs in the remittance market