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Gabriel Soderberg, Ms. Marianne Bechara, Wouter Bossu, Ms. Natasha X Che, Sonja Davidovic, Mr. John Kiff, Ms. Inutu Lukonga, Mr. Tommaso Mancini Griffoli, Tao Sun, and Akihiro Yoshinaga

for the Future .” Economic Commentary No. 8 , Sveriges Riksbank , Stockholm, Sweden . SOU (Statens Ofentliga Utredningar) . 2021 . “ Committee Terms of Reference. Role of the State in the Payment Market .” Statens Ofentliga Utredningar , Stockholm . Sveriges Riksbank . 2017 . “ The Riksbank’s e-krona Project. Report 1 .” Sveriges Riksbank , Stockholm , Sweden . Sveriges Riksbank . 2018 . “ The Riksbank’s e-krona Project, Report 2 .” Sveriges Riksbank , Stockholm , Sweden . Sveriges Riksbank . 2021a . “ The Position of Cash as

Gabriel Soderberg, Ms. Marianne Bechara, Wouter Bossu, Ms. Natasha X Che, Sonja Davidovic, Mr. John Kiff, Ms. Inutu Lukonga, Mr. Tommaso Mancini Griffoli, Tao Sun, and Akihiro Yoshinaga

network to support digital government payments to individuals to lower this cost. 16 While the Chinese payments market in urban areas is already highly digitalized, the PBOC has expressed a desire to improve its payment services. It sees this as part of an ongoing international effort by central banks to improve their services to the public, comparable to the roll-out of instant payments platforms. D. Ensuring Resilience of Payments Ensuring the ability to pay and extending government transfers to individuals under severe circumstances is important for all

International Monetary Fund. European Dept.