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Purva Khera, Ms. Sumiko Ogawa, Ms. Ratna Sahay, and Mahima Vasishth

performance over time. 5 The vast majority of the fintech companies are less than 10 years old and concentrated in North America and Europe. Roughly 75 percent of the firms are small, with less than 50 employees, while those with more than 250 employees account for less than 8 percent. We discuss the distribution of these firms by region, size, revenue stream and funding earned, and the industry specifications in greater detail in Appendix A. B. Gender Gaps in Leadership We find significant gender gaps in leadership and entrepreneurship in the fintech industry