: Credit Allocation Disparities Figure 1. Sectoral Shares and Maturity Profile of Outstanding Credit, 2021 (percent) Sources: Banque de la République du Burundi Sectoral. Credit does not appear to be allocated efficiently across sectors and individuals. While the trade (30.2 percent of total private sector credit), housing (16.7 percent) and transport (11.8 percent) are well served, others including the agriculture sector (1.4 percent) are credit deprived ( Figure 1 ). Demographics. Young and women borrowers have been disproportionately underserved