of the global digital transformation. The continent is undergoing a boom in digital development, especially with regard to mobile penetration rates, access to the internet, and acceptance of mobile payments. Togolese citizens increasingly have access to high-speed internet, thanks to the rapid expansion of 3G and 4G networks across the country. Togo’s mobile internet penetration rate reached 63 percent in 2020, compared to barely 13 percent five or six years ago. Connectivity prices have also fallen over the same period as we continue to extend high-speed fixed