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Marco A Espinosa-Vega, Ms. Kazuko Shirono, Mr. Hector Carcel Villanova, Miss Esha Chhabra, Ms. Bidisha Das, and Ms. Yingjie Fan

in Asia and Latin America while mobile money has changed the way people access finance in Africa and other parts of the world. In high-income countries, bank branches are in a declining trend while mobile and internet banking is gaining ground. The FAS data also suggest that in many countries, the financial inclusion gaps persist for some segments of the population—including women and SMEs. The paper illustrates the value of FAS data granularity to better target financial inclusion policies. It also highlights the need to close FAS data gaps and the importance of

Marco A Espinosa-Vega, Ms. Kazuko Shirono, Mr. Hector Carcel Villanova, Miss Esha Chhabra, Ms. Bidisha Das, and Ms. Yingjie Fan
This departmental paper marks the 10th anniversary of the IMF Financial Access Survey (FAS). It offers a retrospective of the FAS database, along with some reflections as to its future directions. Since its 2009 launch, the FAS has provided granular data on access to and use of financial services. It is a supply-side database with annual global coverage based on data sourced directly from financial service providers—aimed at supporting policymakers to target and evaluate financial inclusion policies. Its data collection has kept pace with financial innovation, such as the rise of mobile money and growing demand for gender-disaggregated data—and the FAS must continue to evolve.